Legal Disclaimer
This Legal Disclaimer applies to the website of Etemad Advisory Pty Ltd (ABN 49 696 246 054) and to the information, commentary, materials, and content published on this website.
By using this website, you acknowledge that the information provided is general in nature and is not intended to be relied upon as personal, financial, legal, tax, audit, valuation, investment, or other professional advice.
General Information Only
The content on this website is provided for general information purposes only.
Website content is general in nature and should not be relied upon without regard to your circumstances.
Information and commentary provided by Etemad Advisory is based on general matters and may not take into account your specific objectives, financial position, legal position, business structure, risk profile, or commercial circumstances.
You should obtain independent professional advice appropriate to your circumstances before acting on any information contained on this website.
No Client Relationship Created
Use of this website, submission of an enquiry form, booking of a consultation, or receipt of general information from Etemad Advisory does not create a client relationship.
A client relationship is only formed when Etemad Advisory Pty Ltd has formally accepted an engagement and issued written engagement terms.
Any services provided by Etemad Advisory are subject to agreed scope, professional obligations, regulatory requirements, and applicable engagement terms.
No Personal Financial Advice
Etemad Advisory does not hold an Australian Financial Services Licence.
Etemad Advisory does not provide personal financial product advice or financial product recommendations.
Any investment, funding, capital, transaction, or commercial commentary provided by Etemad Advisory is general and commercial in nature only.
Where clients require advice that is regulated under Australian financial services law, Etemad Advisory may coordinate with appropriately licensed professionals.
Tax Services
Tax services are provided through a TPB-registered tax agent engaged by Etemad Advisory Pty Ltd.
Tax services are provided subject to Tax Practitioners Board registration requirements and applicable professional and regulatory obligations.
Any tax-related information on this website is general in nature and should not be relied upon as advice for your specific circumstances without obtaining appropriate professional advice.
Audit and Assurance Services
Etemad Advisory does not provide statutory audit or assurance services.
Audit readiness, controls advisory, compliance reviews, financial documentation improvement, and pre-audit support services are advisory only.
These services do not constitute an audit or assurance engagement under recognised auditing or assurance standards.
Legal Services
Etemad Advisory is not a law firm and does not provide legal advice.
Legal services are coordinated through specialist legal partners or independent legal professionals where required.
Any references to legal, structuring, transaction, contract, trust deed, shareholder agreement, or related matters are provided only as coordination or commercial support unless separately handled by an appropriately qualified legal professional.
Valuation Services
Valuation support is provided as commercial advisory only.
Formal valuations for legal, regulatory, tax, AFSL, dispute, court, or independence-required purposes are referred to appropriately qualified practitioners.
Unless expressly agreed in writing, Etemad Advisory’s valuation-related work should be understood as modelling support, commercial analysis, impairment analysis, scenario analysis, or valuation support only.
Lending and Credit Assistance
Etemad Advisory does not present itself as a mortgage broker, credit licensee, or lender.
Where lending, finance, mortgage, or credit assistance is required, Etemad Advisory may coordinate introductions to appropriately licensed finance professionals.
Etemad Advisory’s role may include supporting financial analysis, business planning, cash flow forecasts, funding documentation, and commercial readiness materials.
Partner-Supported Services
Certain services may be delivered or supported through independent specialist partners.
These may include legal, lending, SMSF, specialist tax, technology, valuation, or other regulated services.
Where partner-supported services are involved, Etemad Advisory may coordinate introductions and provide related financial, commercial, or documentation support, but does not provide regulated services unless appropriately authorised.
Independent professionals are responsible for the advice and services they provide.
Accuracy of Website Information
Etemad Advisory aims to keep website information accurate, current, and clear.
However, website content may change from time to time and may not always reflect the most current legal, regulatory, financial, tax, accounting, or professional developments.
Etemad Advisory does not guarantee that website content is complete, current, or suitable for any particular purpose.
Third-Party Links and Resources
This website may include links to third-party websites, tools, publications, platforms, or resources.
These links are provided for convenience only.
Etemad Advisory does not control third-party websites and is not responsible for their content, availability, accuracy, security, privacy practices, or terms of use.
Accessing third-party websites is at your own risk.
Limitation of Liability
To the maximum extent permitted by law, Etemad Advisory Pty Ltd is not liable for any loss, damage, cost, claim, or expense arising from reliance on information published on this website.
This includes direct, indirect, incidental, consequential, or special loss, including loss of profit, business interruption, loss of opportunity, loss of data, or loss arising from reliance on general website content.
Nothing in this disclaimer excludes, restricts, or modifies any rights or remedies that cannot be excluded under applicable law.
Professional Standards Legislation
Liability limited by a scheme approved under Professional Standards Legislation.
Regulatory and Professional Standing
Entity: Etemad Advisory Pty Ltd
ABN: 49 696 246 054
Location: Melbourne, Victoria, Australia
Muhib Islam is a Chartered Accountant (CA ANZ) and holds the Certificate of Public Practice (CPP), CA ANZ.
Etemad Advisory maintains professional and regulatory boundaries around tax, audit, legal, valuation, financial advice, lending, and other regulated services.
No Guarantee of Outcomes
Etemad Advisory may assist clients with strategy, modelling, governance, financial reporting, business planning, transaction support, and related advisory matters.
However, Etemad Advisory does not guarantee commercial outcomes, funding approvals, investment results, tax outcomes, transaction completion, regulatory approvals, valuation outcomes, or business performance.
All outcomes depend on client circumstances, third-party decisions, market conditions, regulatory requirements, and other factors outside Etemad Advisory’s control.
Website Availability and Security
Etemad Advisory takes reasonable steps to maintain the security, reliability, and availability of this website.
However, Etemad Advisory does not guarantee that the website will be uninterrupted, error-free, virus-free, or free from security vulnerabilities.
You are responsible for taking your own precautions when accessing this website or downloading any materials.
Changes to This Disclaimer
Etemad Advisory may update this Legal Disclaimer from time to time.
The current version will be published on this website and will apply from the date it is posted.
Continued use of the website after changes are published indicates acceptance of the updated disclaimer.
Contact
Questions about this Legal Disclaimer can be directed to:
Etemad Advisory Pty Ltd
ABN: 49 696 246 054
Email: admin@etemadadvisory.com
Phone: +61 413 536 392